ATTENTION: first Home buyers

Helping First Home Buyers Get The Keys To Their Own Home

Even If You Don't Know Where To Start

watch below to see who we are and how we can help you

Next Step: Answer A Few Quick Questions So We Can Show You What's Possible

It only takes 60 seconds and helps us understand your situation.

Get supported by an accredited Finance & Mortgage Broker + Licenced Real Estate Agent

WA MORTGAGE & FINANCE BROKER

Home Loans Made Simple, Clear & Honest.

Whether you're buying your first home, refinancing, investing or exploring finance options, Rowe Finance helps you understand your choices and move forward with confidence.

Access 60+ Lenders | Online - Australia Wide | Support from enquiry to settlement

Finance Solutions Tailored To You

We're here for all your big financial decisions

First home buyers

Helping you understand grants, deposits, borrowing power and the home buying process with confidence.

Refinancing

Helping you understand grants, deposits, borrowing power and the home buying process with confidence.

Investment Loans

Strategic lending support for new and experienced property investors across Australia in various structures.

car & asset finance

Flexible finance solutions for vehicles, equipment and business assets. Secured & unsecured loan solutions.

Construction loans

Support through every stage of building your dream home, from land purchase through to final completion.

Business/commercial

Funding solutions to help businesses grow, improve cash flow or invest in new opportunities without delay.

Did you know that 76.6% of loans in Australia are completed by Mortgage Brokers?

STILL NOT SURE?

Frequently Asked Questions

Here's what we usually get asked

How much does it cost to use a mortgage broker?

In most cases, our services are provided at no cost to you, as we’re generally paid by the lender after settlement.

Can I buy a home with a low deposit?

Potentially, yes. Depending on your situation, there may be options available from as little as a 5% deposit, including some government support schemes.

How long does the process take?

It varies depending on the lender and your situation, but we’ll guide you through each step and keep things moving as smoothly as possible. We generally say 2-6 weeks.

Do you only help with home loans?

No — Rowe Finance also assists with refinancing, investment loans, vehicle finance, personal loans and business/commercial lending.

Is there any obligation after the strategy call?

Not at all. The call is simply an opportunity to understand your goals, answer questions and explore what options may be available to you.

Do I need perfect credit to apply?

Not necessarily. Every situation is different, and there may still be options available depending on your circumstances.

Can appointments be done online?

Absolutely. Appointments can be completed online via Microsoft Teams or over the phone, Australia-wide.

What happens after I book?

We’ll have a relaxed conversation about your goals, current situation and what you’re hoping to achieve. From there, we’ll guide you through the next steps if you choose to move forward.

No Call Centres. Just a real Aussie business supporting real people.

MEET THE FOUNDER

Hey, I'm Sara.

I’m a 22-year-old from Perth who started Rowe Finance while still working in the mining industry.

Like a lot of people in WA, my partner and I found ourselves chasing a future that often came at the cost of time at home, relationships and balance. I started building Rowe Finance because I wanted to create something of our own — something that could eventually bring us both home for good.

Ask anyone who knows me — I’ve always been the person obsessed with finding the best deal possible. So stepping into finance and mortgage broking honestly just felt like a natural fit.

Let's Explore Your Options Together.

Whether you’re buying your first home, refinancing, investing or just wanting clarity around your options, we’re here to help make the process feel simpler and less overwhelming.

Sara Rowe is credit representative number 574849 of Buyers Choice Licencing Pty Ltd ACN 626 172 281 (Australian Credit Licence No. 509484). Sara Rowe is the holder of Real Estate & Business Agent Licence RA86587.